360 Financial, Inc.

FIRM OVERVIEW Financial, Inc. is a registered investment advisory firm headquartered in Sarasota, Florida, providing wealth management and investment advisory services to high-net-worth individuals and families. Located on Florida's Gulf Coast—a region known for its significant retiree and affluent population—the firm operates within a demographic environment characterized by wealth preservation priorities and income-oriented investment needs. Financial, Inc. delivers personalized portfolio management integrated with broader financial planning considerations appropriate for clients navigating retirement, estate planning, and intergenerational wealth transfer. As an SEC-registered advisor filing 13F reports under CIK #0001802324, the firm provides quarterly disclosure of its qualifying U.S. equity holdings, offering transparency into portfolio construction decisions. The platform's 13F History capabilities enable users to examine the evolution of disclosed positions across multiple reporting periods, establishing context for understanding the firm's investment approach. FINANCIAL, INC. INVESTMENT STRATEGY Financial, Inc. employs a blend-oriented investment philosophy emphasizing conservative growth appropriate for clients seeking capital appreciation with heightened attention to downside protection. The firm's approach reflects the priorities common among Gulf Coast wealth management clientele, balancing growth objectives with preservation imperatives characteristic of clients in or approaching retirement distribution phases. Portfolio construction emphasizes diversification across sectors and market capitalizations, with positioning calibrated to individual client risk tolerances and income requirements. Observable patterns in the **13F Portfolio Composition** suggest meaningful exposure to financial services and healthcare sectors—areas offering both growth potential and defensive characteristics through dividend income and essential service demand. The **Sector Allocation History** available through the platform enables analysis of how Financial, Inc. maintains balanced exposure appropriate for conservative growth mandates across varying market conditions. RISK PROFILE As a wealth management practice serving high-net-worth individuals in a retirement-oriented market, Financial, Inc. exhibits a risk profile characterized by emphasis on capital preservation alongside measured growth pursuit. The conservative growth orientation suggests moderate risk tolerance, accepting equity market participation for inflation protection and wealth maintenance while prioritizing downside mitigation suitable for clients dependent on portfolio distributions. The Florida Gulf Coast demographic environment implies particular attention to sequence-of-returns risk and income stability—considerations that influence portfolio construction toward quality holdings with reliable earnings characteristics. Diversification across sectors provides systematic risk distribution aligned with preservation priorities. Users can evaluate **Max Drawdown Depth** through the platform's backtesting tools to assess how a portfolio replicating disclosed positions would have weathered historical market corrections. The **Downside Capture Ratio** metric offers perspective on the defensive characteristics inherent in the firm's conservative positioning. ANALYTICS SUMMARY Financial, Inc. represents a Sarasota, Florida-based wealth advisory practice with an investment philosophy oriented toward conservative growth and wealth preservation for affluent clients. The firm's Gulf Coast location positions it within a demographic environment characterized by significant retiree wealth and corresponding emphasis on capital preservation, income generation, and tax-efficient distribution strategies. The 13F disclosures reveal portfolio construction consistent with conservative blend principles emphasizing diversification and quality-focused security selection. Key analytical tools accessible through the platform include **Annualized Return (CAGR)** calculations for historical replication analysis and **Sharpe Ratio** assessment to evaluate risk-adjusted compounding behavior over extended periods. The **Top 10 Holdings Concentration** metric illuminates diversification characteristics appropriate for preservation-oriented mandates. The **Sector Allocation History** demonstrates how the firm balances growth exposure with defensive positioning across market cycles. A central question for ongoing analysis: How does Financial, Inc. navigate the tension between income generation and growth maintenance for clients in distribution phases, and do observable patterns suggest systematic adjustments to sector exposure or quality factor emphasis during periods of market volatility or rising interest rates?

360 Financial, Inc. reported $332M in 13F assets as of 2026 Q1. Note: 13F AUM reflects only long equity positions reported to the SEC and may differ from total assets under management.

360 Financial, Inc. holds 80 disclosed positions. The top 10 holdings represent +75.07% of the reported portfolio, indicating a highly concentrated investment approach.

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360 Financial, Inc. is managed by Richard Dahm (President & Chief Executive Officer), Scott Dahm (Vice President & Portfolio Manager).