Betterment LLC

All Holdings — 2026 Q1

AI Portfolio Summary
In 2026 Q1, Betterment LLC maintained a portfolio of 634 distinct positions. They heavily accumulated shares in SPDR State Street Gl, increasing their position by 9.6%. The fund also reduced its exposure to ISHARES TR by 9.2%.
PCA Score Concentration Risk
Risk ENB
Total Positions
634
Quarter
2026 Q1
Top Holding
VEA (16.7%)
Top 10 Concentration
67.5%
Turnover Rate
23.4%
Sector HHI
0.18
Items per page:
Showing 1-50 of 634
Stock History Sector / Type Port % Prev % Rank / Prev Conviction Change % Change Influence Shares Mkt Value Avg Cost Price Held 1st Owned Source Source Date Date Reported
VEA
VANGUARD TAX MA...
ETF 16.74% 16.49% #1
Prev: #1
6.5 -657,567 -0.5%
P
S
137,930,799 $8,838,606 2014 Q4 13F Filing 2026-03-31 2026-05-14
VTI
VANGUARD INDEX ...
ETF 14.90% 16.08% #2
Prev: #2
6.0 -644,868 -2.6%
P
S
24,526,707 $7,868,413 2014 Q4 13F Filing 2026-03-31 2026-05-14
SPLG
SPDR State Stre...
ETF 13.28% 12.77% #3
Prev: #3
7.0 8,041,014 9.6%
P
S
91,626,856 $7,013,120 2019 Q2 13F Filing 2026-03-31 2026-05-14
VWO
VANGUARD INTL E...
ETF 5.46% 5.50% #4
Prev: #4
3.2 -361,080 -0.7%
P
S
53,371,727 $2,884,742 2014 Q4 13F Filing 2026-03-31 2026-05-14
AGG
ISHARES TR
ETF 4.50% 5.00% #5
Prev: #5
2.8 -2,350,108 -9.0%
P
S
23,905,376 $2,373,087 2014 Q4 13F Filing 2026-03-31 2026-05-14
MUB
ISHARES TR
ETF 3.94% 3.88% #6
Prev: #6
2.1 593,514 3.1%
P
S
19,583,732 $2,078,813 2014 Q4 13F Filing 2026-03-31 2026-05-14
ITOT
ISHARES TR
ETF 2.86% 3.03% #7
Prev: #7
1.6 -62,926 -0.6%
P
S
10,617,929 $1,512,311 2014 Q4 13F Filing 2026-03-31 2026-05-14
SPMD
SPDR State Stre...
ETF 2.27% 2.33% #8
Prev: #8
1.4 -951,864 -4.5%
P
S
20,199,297 $1,196,202 2024 Q1 13F Filing 2026-03-31 2026-05-14
VTV
VANGUARD INDEX ...
ETF 1.81% 1.81% #9
Prev: #9
1.2 -109,422 -2.2%
P
S
4,864,568 $954,428 2014 Q4 13F Filing 2026-03-31 2026-05-14
BNDX
VANGUARD CHARLO...
Bond/Debt 1.77% 1.80% #10
Prev: #10
1.2 -157,701 -0.8%
P
S
19,400,574 $932,198 2014 Q4 13F Filing 2026-03-31 2026-05-14
SPSM
SPDR State Stre...
ETF 1.74% 1.67% #11
Prev: #11
1.2 261,446 1.4%
P
S
19,018,965 $918,996 2023 Q4 13F Filing 2026-03-31 2026-05-14
IEFA
ISHARES TR
ETF 1.59% 1.64% #12
Prev: #12
1.1 -346,397 -3.6%
P
S
9,262,506 $838,535 2014 Q4 13F Filing 2026-03-31 2026-05-14
SCHX
SCHWAB STRATEGI...
ETF 1.39% 0.93% #13 9
Prev: #22
3.6 10,450,588 57.6%
P
S
28,599,516 $733,292 2021 Q2 13F Filing 2026-03-31 2026-05-14
GSLC
Goldman Sachs
ETF 1.37% 1.51% #14 1
Prev: #13
1.0 -236,640 -3.9%
P
S
5,769,076 $721,884 2016 Q4 13F Filing 2026-03-31 2026-05-14
JPST
JP Morgan
ETF 1.31% 1.27% #15
Prev: #15
1.0 470,939 3.6%
P
S
13,652,039 $690,930 2020 Q1 13F Filing 2026-03-31 2026-05-14
VOE
VANGUARD INDEX ...
ETF 1.31% 1.33% #16 2
Prev: #14
1.0 -182,729 -4.7%
P
S
3,741,881 $689,554 2014 Q4 13F Filing 2026-03-31 2026-05-14
VBR
VANGUARD INDEX ...
ETF 1.20% 1.22% #17 1
Prev: #16
1.0 -102,538 -3.4%
P
S
2,917,128 $633,746 2014 Q4 13F Filing 2026-03-31 2026-05-14
GBIL
Goldman Sachs
ETF 1.16% 1.12% #18 1
Prev: #17
1.0 236,995 4.0%
P
S
6,099,166 $611,075 2017 Q3 13F Filing 2026-03-31 2026-05-14
ESGU
iShares
ETF 1.08% 1.11% #19 1
Prev: #18
0.9 117,320 3.0%
P
S
4,041,916 $571,608 2020 Q3 13F Filing 2026-03-31 2026-05-14
SCHF
SCHWAB STRATEGI...
Bond/Debt 0.99% 1.00% #20 1
Prev: #21
0.9 -651,134 -3.0%
P
S
21,209,364 $524,932 2014 Q4 13F Filing 2026-03-31 2026-05-14
TFI
SPDR SERIES TRU...
ETF 0.99% 1.05% #21 1
Prev: #20
0.9 -542,670 -4.5%
P
S
11,563,595 $524,293 2016 Q1 13F Filing 2026-03-31 2026-05-14
EMB
ISHARES TR
ETF 0.96% 1.09% #22 3
Prev: #19
0.9 -546,595 -9.2%
P
S
5,407,726 $507,948 2014 Q4 13F Filing 2026-03-31 2026-05-14
STIP
iShares
ETF 0.88% 0.85% #23
Prev: #23
0.9 115,711 2.6%
P
S
4,487,580 $464,150 2021 Q3 13F Filing 2026-03-31 2026-05-14
SCHB
SCHWAB STRATEGI...
ETF 0.75% 0.81% #24
Prev: #24
0.8 -438,408 -2.7%
P
S
15,717,854 $394,518 2014 Q4 13F Filing 2026-03-31 2026-05-14
IEMG
ISHARES INC
ETF 0.75% 0.76% #25
Prev: #25
0.8 -258,866 -4.4%
P
S
5,653,446 $394,328 2014 Q4 13F Filing 2026-03-31 2026-05-14
SPDW
SPDR State Stre...
ETF 0.71% 0.63% #26 2
Prev: #28
2.3 851,639 11.5%
P
S
8,266,335 $377,358 2021 Q4 13F Filing 2026-03-31 2026-05-14
ESGD
iShares
ETF 0.71% 0.72% #27 1
Prev: #26
0.8 -28,114 -0.7%
P
S
3,918,891 $374,724 2020 Q1 13F Filing 2026-03-31 2026-05-14
VWOB
VANGUARD WHITEH...
ETF 0.71% 0.60% #28 1
Prev: #29
2.8 1,040,467 22.3%
P
S
5,700,214 $374,447 2014 Q4 13F Filing 2026-03-31 2026-05-14
VTEB
VANGUARD BD IND...
ETF 0.65% 0.64% #29 2
Prev: #27
0.8 222,124 3.3%
P
S
6,930,029 $345,739 2018 Q1 13F Filing 2026-03-31 2026-05-14
JCPB
J P MORGAN EXCH...
ETF 0.56% 0.01% #30 130
Prev: #160
3.2 6,127,011 5692.1%
P
S
6,234,652 $293,527 2024 Q1 13F Filing 2026-03-31 2026-05-14
CRBN
iShares
ETF 0.55% 0.57% #31 1
Prev: #30
0.7 -2,300 -0.2%
P
S
1,301,436 $289,973 2020 Q4 13F Filing 2026-03-31 2026-05-14
VOO
VANGUARD INDEX ...
ETF 0.43% 0.37% #32
Prev: #32
2.7 69,911 22.4%
P
S
382,432 $228,522 2015 Q4 13F Filing 2026-03-31 2026-05-14
IWS
ISHARES TR
ETF 0.41% 0.42% #33 2
Prev: #31
0.7 -71,749 -4.6%
P
S
1,478,807 $215,521 2014 Q4 13F Filing 2026-03-31 2026-05-14
ESGE
iShares
ETF 0.27% 0.27% #34
Prev: #34
0.6 -71,793 -2.2%
P
S
3,182,530 $144,710 2018 Q3 13F Filing 2026-03-31 2026-05-14
GSIE
Goldman Sachs
Bond/Debt 0.27% 0.25% #35
Prev: #35
2.1 194,817 6.3%
P
S
3,290,100 $141,902 2017 Q1 13F Filing 2026-03-31 2026-05-14
VUG
VANGUARD INDEX ...
Warrant 0.27% 0.29% #36 3
Prev: #33
0.6 6,918 2.2%
P
S
321,772 $140,547 2015 Q4 13F Filing 2026-03-31 2026-05-14
DFAC
Dimensional
ETF 0.25% 0.25% #37
Prev: #37
0.6 155,719 4.8%
P
S
3,427,113 $133,178 2021 Q2 13F Filing 2026-03-31 2026-05-14
IWN
ISHARES TR
ETF 0.24% 0.24% #38 2
Prev: #40
0.6 -23,358 -3.4%
P
S
672,519 $127,503 2014 Q4 13F Filing 2026-03-31 2026-05-14
SPYV
SPDR State Stre...
Unknown 0.24% 0.25% #39 3
Prev: #36
0.6 -83,647 -3.6%
P
S
2,247,354 $127,155 2018 Q4 13F Filing 2026-03-31 2026-05-14
VOTE
Engine No. 1
ETF 0.23% 0.24% #40 1
Prev: #39
0.6 42,846 2.7%
P
S
1,615,436 $123,258 2021 Q3 13F Filing 2026-03-31 2026-05-14
SCHV
SCHWAB STRATEGI...
ETF 0.23% 0.23% #41
Prev: #41
0.6 -116,717 -2.8%
P
S
4,000,948 $122,029 2014 Q4 13F Filing 2026-03-31 2026-05-14
BND
VANGUARD BD IND...
ETF 0.22% 0.24% #42 4
Prev: #38
0.6 -116,262 -6.8%
P
S
1,601,843 $117,960 2014 Q4 13F Filing 2026-03-31 2026-05-14
IAGG
ISHARES TR
Bond/Debt 0.21% 0.17% #43 1
Prev: #44
2.6 404,608 22.2%
P
S
2,223,553 $111,267 2020 Q1 13F Filing 2026-03-31 2026-05-14
SPYX
SPDR State Stre...
ETF 0.20% 0.21% #44 2
Prev: #42
0.6 31,204 1.6%
P
S
1,971,282 $104,537 2020 Q4 13F Filing 2026-03-31 2026-05-14
SPEM
SPDR State Stre...
ETF 0.19% 0.16% #45 3
Prev: #48
2.6 382,376 21.6%
P
S
2,148,733 $100,797 2020 Q1 13F Filing 2026-03-31 2026-05-14
IVV
ISHARES TR
ETF 0.18% 0.19% #46 3
Prev: #43
0.6 4,977 3.5%
P
S
146,784 $95,880 2015 Q1 13F Filing 2026-03-31 2026-05-14
GEM
Goldman Sachs
ETF 0.17% 0.17% #47 2
Prev: #45
0.6 -103,295 -4.7%
P
S
2,071,837 $89,503 2017 Q1 13F Filing 2026-03-31 2026-05-14
KOMP
State Street Gl...
ETF 0.16% 0.17% #48 1
Prev: #47
0.6 -10,059 -0.7%
P
S
1,485,819 $86,891 2021 Q4 13F Filing 2026-03-31 2026-05-14
JMSI
JP Morgan Inves...
Unknown 0.16% 0.15% #49 1
Prev: #50
2.1 101,713 6.4%
P
S
1,697,584 $84,455 2024 Q2 13F Filing 2026-03-31 2026-05-14
ESML
BlackRock Fund ...
ETF 0.16% 0.16% #50 1
Prev: #49
0.6 5,843 0.3%
P
S
1,789,266 $84,131 2022 Q1 13F Filing 2026-03-31 2026-05-14
Showing 1-50 of 634 holdings

Unlock Full Betterment LLC Analysis

PRO subscribers get access to all historical quarters, Excel/CSV exports, Portfolio Concentration Analytics (PCA), and Risk-Based ENB.

Full Historical Quarters
Excel & CSV Export
PCA & Risk-Based ENB
Auto Cost Basis
Position Change Alerts
Price-Held Analytics