Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

INDEPENDENT BK CORP MICH COM NEW (IBCP)

163 + Investors. Track Smart Money conviction in IBCP. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +8
Streak
2Q ▲
Buyers last Q
48%

Smart Money Signals — IBCP

Based on 163 hedge funds · latest filing: 2025 Q4 · updated quarterly

📈

Buying streak — 2 quarters in a row

last 6Q
For 2 consecutive quarters, more hedge funds added IBCP than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (100% of max)

100% of all-time peak
163 hedge funds hold IBCP right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
〰️

Stable — ownership unchanged year-over-year

fund count last 6Q
The number of hedge funds holding IBCP is almost the same as a year ago (+0 funds, +0% change). No significant rush to buy or sell — institutional backing is holding steady.
🟠

More sellers than buyers — 48% buying

76 buying83 selling
Last quarter: 83 funds reduced or exited vs 76 that bought or added. When more than half of active funds are selling, it's a caution flag — especially if the stock price hasn't moved down yet.
➡️

Steady new buyers — ~23 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 19 → 11 → 21 → 23. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

67% of holders stayed for 2+ years

■ 67% conviction (2yr+) ■ 15% medium ■ 18% new
110 out of 163 hedge funds have held IBCP for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
📈

Growing discovery — still being found

30 → 19 → 11 → 21 → 23 new funds/Q
New funds entering each quarter: 19 → 11 → 21 → 23. A growing number of institutions are discovering IBCP each quarter. The narrative is still spreading — leaving room for ongoing capital accumulation.
🏛️

Deep conviction — 69% of holders stayed 2+ years

■ 69% veterans ■ 9% 1-2yr ■ 22% new
Of 163 current holders: 112 (69%) have held for over 2 years without selling. These are not momentum buyers — they have lived through drawdowns and stayed. A large veteran base acts as a stabilizing force during selloffs.
🏆

Elite ownership — 44% AUM from top-100 funds

44% from top-100 AUM funds
33 of 163 holders are among the 100 largest funds by AUM, controlling 44% of total institutional value in IBCP. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.
3.6
out of 10
Low Exit Risk
Exit risk score 3.6/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Institutional Sentiment Summary — IBCP

In 2025 Q4, 76 hedge funds were net buyers of IBCP (23 opened a new position, 53 added to an existing one), while 83 reduced or exited (68 trimmed, 15 sold completely) — a 48% buyer ratio, indicating roughly balanced activity. Net buying has persisted for two consecutive quarters, a positive momentum signal. 44% of total institutional value in IBCP is held by top-100 AUM funds, reflecting elite-tier ownership quality. Net fund flow last quarter: +8 funds (more new holders than closures). Total institutional holders: 163.

Hedge Fund Ownership: IBCP

How many hedge funds hold IBCP — quarterly history vs. share price
Quarterly hedge fund ownership of IBCP vs. share price

Market Analysis: IBCP

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: IBCP

Financial Services Banks - Regional

Institutional ownership data sourced from SEC EDGAR Form 13F-HR filings.

Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

30 top-rated funds 1 high-conviction
Consensus
6.5
/ 10
breadth
×
Elite
0.8
/ 10
conviction
Hedge Fund Positioning: IBCP
2026 Q1 Stats Unlock in 7 days 163 + Investors

Track Smart Money conviction in IBCP. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2025 Q4) Prior (2025 Q3) Change
Funds Holding 163 155 5.16%
13F Shares 17M 17M -0.5%
Total Value $557M $533M 4.41%
New Positions 23 21 +2
Increased Positions 53 51 +2
Closed Positions 15 11 +4
Reduced Positions 68 64 +4
Total Calls 0 0 -
Total Puts 0 0 -
PUT/CALL Ratio 0.0 0.0 Bullish

Statistics: IBCP

View More

Valuation Measures Data as of: --

Market Cap --
Enterprise Value --
Trailing P/E --
Forward P/E --
PEG Ratio (5yr expected) --
Price/Sales (ttm) --
Price/Book (mrq) --
Enterprise Value/Revenue --
Enterprise Value/EBITDA --
Beta (5Y Monthly) --
Short Ratio (Days to Cover) --
Short % of Float --

Financial Highlights

Profitability
Profit Margin --
Return on Assets (ttm) --
Return on Equity (ttm) --
Income Statement & Cash Flow
Revenue (ttm) --
Net Income Avi to Common (ttm) --
Diluted EPS (ttm) --
Total Cash (mrq) --
Total Debt/Equity (mrq) --
Levered Free Cash Flow (ttm) --

Institutional Holders (2026 Q1)

163 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in IBCP. Verified SEC 13F-HR filings.

Top 25 institutional holders of IBCP — 2025 Q4 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 PL Capital Advisors, LLC 3.20% 318,985 $10.6M
2 SummerHaven Investment Management, LLC 0.44% 21,491 $716K
3 ALGEBRIS (UK) LTD 0.43% 178,602 $5.9M
4 MQS Management LLC 0.25% 10,901 $363K
5 HUDSON EDGE INVESTMENT PARTNERS INC. 0.10% 20,979 $699K
6 LJI Wealth Management, LLC 0.05% 9,000 $300K
7 Y-Intercept (Hong Kong) Ltd 0.04% 64,512 $2.1M
8 Commonwealth Financial Services, LLC 0.04% 7,238 $241K
9 Brooklyn Investment Group 0.03% 32,990 $1.1M
10 LSV ASSET MANAGEMENT 0.03% 396,893 $13K
11 ACADIAN ASSET MANAGEMENT LLC 0.03% 595,779 $20K
12 AlphaQuest LLC 0.03% 15,214 $495K
13 SENTINEL TRUST CO LBA 0.03% 7,591 —
14 MIRABELLA FINANCIAL SERVICES LLP 0.02% 7,548 $251K
15 BAILARD, INC. 0.02% 25,460 $848K
16 WEDGE CAPITAL MANAGEMENT L L P/NC 0.02% 24,613 $820K
17 Allspring Global Investments Holdings, LLC 0.01% 224,445 $7.5M
18 ProShare Advisors LLC 0.01% 184,018 $6.1M
19 FEDERATED HERMES, INC. 0.01% 156,987 $5.2M
20 Assenagon Asset Management S.A. 0.01% 150,389 $5.0M
21 Magnetar Financial LLC 0.01% 19,375 $645K
22 PRINCIPAL FINANCIAL GROUP INC 0.01% 294,575 $9.8M
23 Sterling Capital Management LLC 0.01% 8,256 $275K
24 Versant Capital Management, Inc 0.00% 1,085 $36K
25 Russell Investments Group, Ltd. 0.00% 81,465 $2.7M
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — INDEPENDENT BK CORP MICH COM NEW (IBCP)

What does the Smart Money Trend signal show for IBCP?

Buying streak — 2 quarters in a row: For 2 consecutive quarters, more hedge funds added IBCP than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for IBCP?

More sellers than buyers — 48% buying: Last quarter: 83 funds reduced or exited vs 76 that bought or added. When more than half of active funds are selling, it's a caution flag — especially if the stock price hasn't moved down yet.

What is the fund quality score for IBCP holders?

Elite ownership — 44% AUM from top-100 funds: 33 of 163 holders are among the 100 largest funds by AUM, controlling 44% of total institutional value in IBCP. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.

How long have hedge funds held IBCP?

67% of holders stayed for 2+ years: 110 out of 163 hedge funds have held IBCP for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.