SOA Wealth Advisors, LLC. — 13F Portfolio

SOA Wealth Advisors, LLC is a SEC-registered investment advisory firm based in Boca Raton, Florida. The firm provides personalized wealth management and financial planning services, operating under a fiduciary framework that prioritizes client alignment and transparency. SOA Wealth Advisors was established with a mission to deliver institutional-caliber investment oversight to high-net-worth individuals and families, combining portfolio management with broader planning considerations including retirement strategy, tax optimization, and estate coordination. The firm files quarterly 13F reports with the SEC under CIK #0001849444, making its equity holdings publicly accessible for independent analysis. With its initial 13F filings beginning in 2021, SOA Wealth Advisors represents a relatively recent entrant into the public disclosure landscape, though its principals bring established experience from prior advisory and financial services roles. The leadership team includes Managing Partner and Chief Investment Officer Michael Wagner, who oversees the firm's investment decision-making process, alongside Partner Daniel Laikin, who contributes to client advisory and portfolio strategy. The firm's South Florida base positions it within one of the nation's fastest-growing wealth management corridors, serving a client demographic that values personalized attention and sophisticated portfolio construction.

SOA Wealth Advisors employs an investment approach that blends growth-oriented equity selection with quality screening principles, constructing diversified portfolios calibrated to individual client objectives. The firm's 13F Portfolio Composition reflects a multi-layered strategy that combines broad-market ETF allocations with curated individual equity holdings, producing a core-satellite framework designed to capture market beta while pursuing incremental alpha through security selection. The observable equity portfolio demonstrates a growth-leaning tilt, with meaningful allocation to technology and innovation-driven sectors that have been dominant contributors to equity market compounding behavior over the firm's filing history. Healthcare and financial services names round out the portfolio's sector representation, providing diversification beyond the technology concentration that characterizes many growth-oriented strategies. This cross-sector breadth signals a disciplined awareness of concentration risk, even as the portfolio embraces the secular growth themes that drive long-term capital appreciation. Individual equity selections visible across the firm's Sector Allocation History reveal a preference for established, large-capitalization companies with durable competitive advantages, recurring revenue models, and demonstrated earnings growth — hallmarks of the quality-growth investment philosophy. These holdings tend to feature robust balance sheets, strong free cash flow generation, and market leadership positions, differentiating them from speculative or early-stage growth names. ETF positions within the portfolio serve as structural building blocks, providing efficient market exposure and liquidity management while individual equities serve as targeted alpha sources. The blend of passive and active components reflects a pragmatic acknowledgment that broad market exposure delivers compelling risk-adjusted outcomes for core capital, while selective active positioning can add value in well-researched opportunity sets. Position sizing across filings suggests a thoughtful, graduated approach to capital deployment, with new positions frequently initiated at measured weights and scaled as conviction develops. INVESTMENT RISK PROFILE The risk framework evident in SOA Wealth Advisors' disclosed equity portfolio balances growth ambition with structural diversification safeguards. The firm's multi-sector approach and blend of individual equities with broad-market ETFs creates a layered risk architecture that mitigates the sharp drawdowns associated with concentrated single-sector or single-stock portfolios. The Volatility Profile of the disclosed holdings is expected to exhibit moderate sensitivity to broad equity market movements, with beta characteristics slightly elevated relative to blended benchmarks due to the growth orientation of individual equity selections. Technology exposure, while providing compounding upside during risk-on environments, introduces incremental volatility during sector rotations or rate-sensitive selloffs — a dynamic that was particularly relevant during the 2022 drawdown cycle when growth equities experienced significant multiple compression. The Max Drawdown Depth during acute market stress events would be partially buffered by the portfolio's ETF core, which distributes risk across hundreds of underlying securities, and by the quality characteristics of the individual equity selections, which tend to demonstrate greater earnings resilience than the broader growth universe. The relatively short public filing history — beginning in 2021 — means the portfolio's behavior has been observable across a limited but eventful range of market regimes, including the post-pandemic recovery, the 2022 inflation and rate-driven correction, and the 2023-2024 recovery and AI-driven rally. From a risk governance perspective, the firm's fiduciary obligation and client-centric advisory model imply that portfolio risk calibration is personalized, matching equity exposure intensity with individual client risk tolerances and time horizons. This planning-integrated approach to risk management reduces the probability of aggregate portfolio positioning that is misaligned with client capacity for drawdown absorption. Historical replication through backtesting services can provide empirical measurement of how the disclosed equity sleeve has performed through realized volatility episodes, complementing qualitative risk assessment with quantitative evidence.

SOA Wealth Advisors presents the profile of a growth-aware, quality-oriented advisory firm whose 13F disclosures reveal a thoughtfully constructed equity portfolio balancing passive efficiency with active conviction. The Boca Raton-based practice occupies a competitive position within South Florida's expanding wealth advisory ecosystem, differentiating through a combination of institutional-grade portfolio construction and personalized client engagement. Several analytical dimensions warrant closer examination for researchers and allocators evaluating the firm's approach. The Annualized Return (CAGR) derivable from replicating the disclosed 13F positions provides a direct measurement of compounding behavior achieved through the firm's growth-blend framework. Given the portfolio's technology and quality-growth tilts, this metric would be particularly informative when benchmarked against both broad market indices and growth-specific benchmarks to isolate the contribution of active security selection versus passive market participation. The Sortino Ratio offers an especially relevant efficiency measure for a growth-oriented portfolio, capturing whether the firm's equity selections have delivered asymmetric upside relative to downside deviation — a critical distinction for strategies that accept above-average volatility in pursuit of superior compounding. The relatively compressed filing history since 2021 presents both an analytical limitation and an opportunity: while the sample size is smaller than longer-tenured filers, the period encompasses extreme regime variation, offering a concentrated stress test of the firm's investment discipline. The defining diagnostic question for SOA Wealth Advisors centers on regime adaptability: as market leadership has oscillated between concentrated mega-cap technology dominance and broader market participation, has the firm's portfolio construction framework demonstrated the flexibility to capture rotational opportunities — or does its growth orientation create structural underperformance risk during sustained value and income leadership cycles?