Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

CREDIT ACCEP CORP MICH (CACC)

258 + Investors. Track Smart Money conviction in CACC. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↓ -12
Streak
2Q ▼
Buyers last Q
39%

Smart Money Signals — CACC

Based on 246 hedge funds · latest filing: 2025 Q4 · updated quarterly

📉

Selling streak — 2 quarters in a row

last 6Q
For 2 consecutive quarters, more hedge funds reduced or closed their CACC positions than added to them. Sustained institutional selling is a meaningful warning sign — these are professionals with deep research teams collectively deciding to exit.
📊

High ownership — 90% of 3.0Y peak

90% of all-time peak
246 funds currently hold this stock — 90% of the 3.0-year high of 274 funds (reached 2025 Q2). Ownership is elevated but not yet at maximum concentration. Room to grow, but watch if the trend reverses.
〰️

Stable — ownership unchanged year-over-year

fund count last 6Q
The number of hedge funds holding CACC is almost the same as a year ago (-1 funds, 0% change). No significant rush to buy or sell — institutional backing is holding steady.
🔴

Heavy selling pressure — only 39% buying

99 buying154 selling
Last quarter: 154 funds sold vs only 99 buyers. This is widespread institutional distribution — not a few funds rebalancing, but a broad exit. High conviction bearish signal.
➡️

Steady new buyers — ~36 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 49 → 36 → 31 → 36. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

71% of holders stayed for 2+ years

■ 71% conviction (2yr+) ■ 15% medium ■ 13% new
175 out of 246 hedge funds have held CACC for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
📊

Peak discovery — momentum slowing

44 → 49 → 36 → 31 → 36 new funds/Q
New funds entering each quarter: 49 → 36 → 31 → 36. CACC is well-known in the hedge fund world, but fresh entries are gradually declining. The explosive phase of institutional discovery is likely behind us.
🏛️

Deep conviction — 75% of holders stayed 2+ years

■ 75% veterans ■ 8% 1-2yr ■ 17% new
Of 259 current holders: 195 (75%) have held for over 2 years without selling. These are not momentum buyers — they have lived through drawdowns and stayed. A large veteran base acts as a stabilizing force during selloffs.
✅

Strong quality — 26% AUM from major funds

26% from top-100 AUM funds
43 of 246 holders rank in the top 100 by AUM, accounting for 26% of total institutional value held. A meaningful share of the ownership value comes from the most well-resourced institutions.
3.4
out of 10
Low Exit Risk
Exit risk score 3.4/10 — low institutional crowding. Ownership is below peak levels, holder base is relatively sticky, and buying momentum is positive.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Institutional Sentiment Summary — CACC

In 2025 Q4, 99 hedge funds were net buyers of CACC (36 opened a new position, 63 added to an existing one), while 154 reduced or exited (106 trimmed, 48 sold completely) — a 39% buyer ratio, indicating net institutional distribution. Net selling has persisted for two consecutive quarters. 26% of total institutional value in CACC is held by top-100 AUM funds, reflecting strong institutional quality. Net fund flow last quarter: -12 funds (more exits than new entries). Total institutional holders: 246.

Hedge Fund Ownership: CACC

How many hedge funds hold CACC — quarterly history vs. share price
Quarterly hedge fund ownership of CACC vs. share price

Market Analysis: CACC

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: CACC

-- --

Institutional ownership data sourced from SEC EDGAR Form 13F-HR filings.

Is It Too Late to Buy CREDIT ACCEP CORP MICH (CACC) Based on Hedge Fund 13F Filings?

Signal Freshness measures how much CACC has moved relative to its sector benchmark (XLF) since the 2026 Q1 13F filing. A stock that has barely outrun its sector is still a relatively fresh entry point — the fund's thesis has not yet been priced in by the broader market.

Since Quarter End March 31, 2026 · 50d ago
CACC
+30.4%
XLF
+4.8%

CACC outperformed XLF by +25.6% since March 31, 2026.

Since 13F Filing Date May 15, 2026 · 5d ago
CACC
+0.0%
XLF
+1.2%

Since the filing became public, CACC outperformed XLF by -1.2% .

Interpretation: The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference. Learn more →

Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

21 top-rated funds 3 high-conviction
Consensus
5.8
/ 10
breadth
×
Elite
2.9
/ 10
conviction
Hedge Fund Positioning: CACC
258 + Investors

Track Smart Money conviction in CACC. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2026 Q1) Prior (2025 Q4) Change
Funds Holding 258 246 4.88%
13F Shares 7M 9M -21.4%
Total Value $2.90B $3.59B -19.16%
New Positions 49 36 +13
Increased Positions 87 56 +31
Closed Positions 37 48 -11
Reduced Positions 78 105 -27
Total Calls 6 8 -25.0%
Total Puts 5 8 -37.5%
PUT/CALL Ratio 0.83 1.0 Neutral

Statistics: CACC

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Institutional Holders (2026 Q1)

258 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in CACC. Verified SEC 13F-HR filings.

QUARTER:
Top 25 institutional holders of CACC — 2026 Q1 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Prescott General Partners LLC 44.58% 1,436,951 $608.5M
2 SMITH THOMAS W 39.71% 94,898 $40.2M
3 KIZE CAPITAL LP 30.16% 56,712 $24.0M
4 Twin Lions Management LLC 24.87% 97,191 $41.2M
5 Alfreton Capital LLP 15.81% 115,000 $48.7M
6 RV Capital AG 13.77% 124,160 $52.7M
7 GOBI CAPITAL LLC 8.43% 358,067 $151.6M
8 GOODNOW INVESTMENT GROUP, LLC 5.40% 116,371 $49.3M
9 Hyperion Capital Advisors LP 2.87% 14,056 $6.0M
10 BECK MACK & OLIVER LLC 2.70% 308,984 $130.8M
11 Philadelphia Financial Management of San Francisco, LLC 2.03% 16,538 $7.0M
12 Smead Capital Management, Inc. 1.94% 210,470 $89.1M
13 Ruane, Cunniff & Goldfarb L.P. 1.03% 146,203 $61.9M
14 Mraz, Amerine & Associates, Inc. 0.82% 13,195 $5.6M
15 Greenline Partners, LLC 0.61% 13,450 $5.7M
16 Citadel Investment Advisory, Inc. 0.51% 2,525 $1.1M
17 DARK FOREST CAPITAL MANAGEMENT LP 0.41% 10,994 $4.7M
18 INGALLS & SNYDER LLC 0.38% 25,092 $11K
19 Boston Partners 0.25% 560,208 $237.2M
20 Lodestone Wealth Management LLC 0.24% 1,456 $617K
21 LONDON CO OF VIRGINIA 0.21% 79,720 $33.8M
22 Universal- Beteiligungs- und Servicegesellschaft mbH 0.17% 231,331 $98.0M
23 ERn Financial, LLC 0.17% 2,100 $889K
24 CALIFORNIA FIRST LEASING CORP 0.17% 1,220 $517K
25 Havemeyer Place LP 0.16% 3,286 $1.4M
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — CREDIT ACCEP CORP MICH (CACC)

What does the Smart Money Trend signal show for CACC?

Selling streak — 2 quarters in a row: For 2 consecutive quarters, more hedge funds reduced or closed their CACC positions than added to them. Sustained institutional selling is a meaningful warning sign — these are professionals with deep research teams collectively deciding to exit.

What is the institutional breadth score for CACC?

Heavy selling pressure — only 39% buying: Last quarter: 154 funds sold vs only 99 buyers. This is widespread institutional distribution — not a few funds rebalancing, but a broad exit. High conviction bearish signal.

What is the fund quality score for CACC holders?

Strong quality — 26% AUM from major funds: 43 of 246 holders rank in the top 100 by AUM, accounting for 26% of total institutional value held. A meaningful share of the ownership value comes from the most well-resourced institutions.

How long have hedge funds held CACC?

71% of holders stayed for 2+ years: 175 out of 246 hedge funds have held CACC for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Is it too late to buy CREDIT ACCEP CORP MICH (CACC) following the 2026 Q1 hedge fund 13F filings?

As of today, CACC has moved +0.0% since the 2026 Q1 13F filing date (May 15, 2026), compared to +1.2% for the XLF sector ETF — an outperformance of -1.2%. Since the quarter end (March 31, 2026), CACC has gained +30.4% vs +4.8% for XLF. The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.

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