Stock Analysis
Data Source: SEC EDGAR 13F
Updated Hourly

Citizens Cmnty Bancorp Inc M (CZWI)

81 + Investors. Track Smart Money conviction in CZWI. See who's accumulating, reducing, or initiating positions.

Current Price
-- USD
Analyst Target
-- (0 analysts)
Upside
0.00%
Net Flow Q/Q
↑ +2
Streak
7Q ▲
Buyers last Q
58%

Smart Money Signals — CZWI

Based on 82 hedge funds · latest filing: 2026 Q1 · updated quarterly

📈

Buying streak — 7 quarters in a row

last 6Q
For 7 consecutive quarters, more hedge funds added CZWI than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.
🏔️

At the ownership peak (100% of max)

100% of all-time peak
82 hedge funds hold CZWI right now — the highest count in 3.0 years. When ownership is this concentrated, any bad news can trigger a chain reaction: one big fund sells, others follow. This is a classic 'crowded trade' — high popularity doesn't equal safety.
🚀

Fast accumulation — +64% more funds vs a year ago

fund count last 6Q
+32 new funds entered over the past year (+64% YoY). That's a rapid rush of institutional money. Fast accumulation often signals a major thesis — but it also means the stock could fall quickly if that thesis breaks.
🟡

Slight buying edge — 58% buying

45 buying33 selling
Last quarter: 45 funds bought or added vs 33 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.
➡️

Steady new buyers — ~13 new funds per quarter

new funds entering per quarter
Funds opening this position for the first time: 20 → 18 → 9 → 13. A stable flow of new institutional buyers suggests ongoing interest without signs of either acceleration or slowdown.
🔒

43% of holders stayed for 2+ years

■ 43% conviction (2yr+) ■ 24% medium ■ 33% new
35 out of 82 hedge funds have held CZWI for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.
⚠️

Saturation — most institutions already know this story

5 → 20 → 18 → 9 → 13 new funds/Q
New funds entering each quarter: 20 → 18 → 9 → 13. Far fewer institutions are entering now vs. a year ago. When the pool of potential new buyers shrinks this fast, future price support from institutional inflows weakens significantly.
🏛️

Deep conviction — 50% of holders stayed 2+ years

■ 50% veterans ■ 6% 1-2yr ■ 44% new
Of 82 current holders: 41 (50%) have held for over 2 years without selling. These are not momentum buyers — they have lived through drawdowns and stayed. A large veteran base acts as a stabilizing force during selloffs.
🏆

Elite ownership — 47% AUM from top-100 funds

47% from top-100 AUM funds
29 of 82 holders are among the 100 largest funds by AUM, controlling 47% of total institutional value in CZWI. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.
4.4
out of 10
Moderate Exit Risk
Exit risk score 4.4/10 — some crowding factors present, but no critical concentration. Watch ownership trend over the next 1–2 quarters for direction.

Methodology note: these Smart Money cards use consecutive 13F disclosure snapshots, not trade-by-trade execution data. "Buying", "selling", "new holders", and "trimmed" refer to quarter-over-quarter changes in reported holders, aggregate shares, or disclosed position values between filings. They are useful for ownership regime analysis and crowding, but they do not imply exact trade timing on the filing date.

Institutional Sentiment Summary — CZWI

In 2026 Q1, 45 hedge funds were net buyers of CZWI (13 opened a new position, 32 added to an existing one), while 33 reduced or exited (22 trimmed, 11 sold completely) — a 58% buyer ratio, indicating a slight buying edge. This marks 7 consecutive quarters of net institutional buying — a persistent conviction signal. 47% of total institutional value in CZWI is held by top-100 AUM funds, reflecting elite-tier ownership quality. Net fund flow last quarter: +2 funds (more new holders than closures). Total institutional holders: 82.

Hedge Fund Ownership: CZWI

How many hedge funds hold CZWI — quarterly history vs. share price
Quarterly hedge fund ownership of CZWI vs. share price

Market Analysis: CZWI

Analyst Price Targets

Avg. Price Target
--

Analyst Recommendations

Stock Performance

Real-time

Company Profile: CZWI

-- --

Institutional ownership data sourced from SEC EDGAR Form 13F-HR filings.

Is It Too Late to Buy Citizens Cmnty Bancorp Inc M (CZWI) Based on Hedge Fund 13F Filings?

Signal Freshness measures how much CZWI has moved relative to its sector benchmark (XLF) since the 2026 Q1 13F filing. A stock that has barely outrun its sector is still a relatively fresh entry point — the fund's thesis has not yet been priced in by the broader market.

Since Quarter End March 31, 2026 · 74d ago
CZWI
+8.4%
XLF
+6.6%

CZWI outperformed XLF by +1.8% since March 31, 2026.

Since 13F Filing Date May 15, 2026 · 29d ago
CZWI
+4.3%
XLF
+3.0%

Since the filing became public, CZWI outperformed XLF by +1.3% .

Interpretation: The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference. Learn more →

Smart Money Signal ?
Limited Smart Money Interest

No strong consensus or elite conviction detected among institutional holders.

11 top-rated funds 1 high-conviction
Consensus
4.7
/ 10
breadth
×
Elite
1.1
/ 10
conviction
Hedge Fund Positioning: CZWI
81 + Investors

Track Smart Money conviction in CZWI. See who's accumulating, reducing, or initiating positions.

Metric All 13F Filers (2026 Q1) Prior (2025 Q4) Change
Funds Holding 81 80 1.25%
13F Shares 6M 6M -2.29%
Total Value $110M $107M 3.59%
New Positions 12 9 +3
Increased Positions 32 33 -1
Closed Positions 11 3 +8
Reduced Positions 22 22 -
Total Calls 0 0 -
Total Puts 0 0 -
PUT/CALL Ratio 0.0 0.0 Bullish

Statistics: CZWI

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Beta (5Y Monthly) --
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Short % of Float --

Financial Highlights

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Institutional Holders (2026 Q1)

81 + investors

Explore institutional interest and hedge fund ownership dynamics. Analyze portfolio weights, new positions, and conviction trends in CZWI. Verified SEC 13F-HR filings.

QUARTER:
Top 25 CZWI holders by conviction (% of portfolio weight) — 2026 Q1 · Source: SEC Form 13F
# Investor % of Portfolio Shares Mkt Value
1 Daytona Street Capital LLC 2.35% 151,244 $3.0M
2 Rhino Investment Partners, Inc 0.89% 162,312 $3.2M
3 Banc Funds Co LLC 0.76% 206,055 $4.1M
4 Pinnacle Holdings, LLC 0.58% 91,347 $1.8M
5 RFG - Bristol Wealth Advisors, LLC 0.55% 103,682 $2.1M
6 Gendell Jeffrey L 0.07% 248,319 $4.9M
7 Bridgeway Capital Management, LLC 0.06% 160,312 $3.2M
8 Beese Fulmer Investment Management, INC. 0.02% 18,794 $372K
9 Ritholtz Wealth Management 0.02% 47,190 $934K
10 Empowered Funds, LLC 0.01% 68,613 $1.4M
11 Manufacturers Life Insurance Company, the 0.01% 484,188 $9.6M
12 O'shaughnessy Asset Management, LLC 0.01% 55,595 $1.1M
13 Boston Partners 0.00% 234,612 $4.6M
14 First Manhattan CO. LLC. 0.00% 57,624 $1.1M
15 Wellington Management Group LLP 0.00% 593,996 $11.8M
16 Center for Financial Planning, Inc. 0.00% 1,000 $20K
17 Trexquant Investment LP 0.00% 14,293 $283K
18 Renaissance Technologies LLC 0.00% 53,400 $1.1M
19 Arrowstreet Capital, Limited Partnership 0.00% 147,560 $2.9M
20 EverSource Wealth Advisors, LLC 0.00% 4,713 $50K
21 Strs Ohio 0.00% 17,500 $346K
22 Two Sigma Investments, LP 0.00% 74,411 $1.5M
23 &Partners 0.00% 11,200 $222K
24 Essential Partners LLC 0.00% 151 $3K
25 State of Wyoming 0.00% 415 $8K
Investor Ownership
History 		% of Portfolio Prev % Rank Conviction Avg Buy Price 13F Score™ 3Y / 7Y Sell Timing Shares Mkt Value Change Change % Source Quarter Filed

Frequently Asked Questions — Citizens Cmnty Bancorp Inc M (CZWI)

What does the Smart Money Trend signal show for CZWI?

Buying streak — 7 quarters in a row: For 7 consecutive quarters, more hedge funds added CZWI than sold it. That's a consistent pattern of professional buying — not a one-time trade. When institutions keep buying quarter after quarter, it usually means they see a multi-year opportunity, not just a short-term momentum flip.

What is the institutional breadth score for CZWI?

Slight buying edge — 58% buying: Last quarter: 45 funds bought or added vs 33 that reduced or exited. It's nearly a 50/50 split — some institutions are convinced, others are taking profits. This mixed picture is normal near price highs.

What is the fund quality score for CZWI holders?

Elite ownership — 47% AUM from top-100 funds: 29 of 82 holders are among the 100 largest funds by AUM, controlling 47% of total institutional value in CZWI. When the biggest players dominate the cap table, it signifies deep institutional support — since mega-funds deploy the most rigorous due diligence and capital.

How long have hedge funds held CZWI?

43% of holders stayed for 2+ years: 35 out of 82 hedge funds have held CZWI for over 2 years without selling. Long-term investors are generally harder to shake out during market stress, creating a stable ownership base that limits the risk of sudden capitulation.

Is it too late to buy Citizens Cmnty Bancorp Inc M (CZWI) following the 2026 Q1 hedge fund 13F filings?

As of today, CZWI has moved +4.3% since the 2026 Q1 13F filing date (May 15, 2026), compared to +3.0% for the XLF sector ETF — an outperformance of +1.3%. Since the quarter end (March 31, 2026), CZWI has gained +8.4% vs +6.6% for XLF. The stock is tracking its sector benchmark closely. The signal remains fresh and the entry point is still near the fund's implied reference.

Where does this institutional ownership data come from?

All holdings data is sourced from SEC Form 13F filings, which institutional investment managers with over $100 million in assets are required to submit quarterly. Data is parsed directly from SEC EDGAR.

Disclaimer: The information on this page is for informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any security. Institutional holdings data is sourced from SEC Form 13F filings and reflects positions as of the filing date. Past performance of any fund or portfolio is not indicative of future results. 13Foresight is not a registered investment adviser. Always conduct your own due diligence before making investment decisions.

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