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Analyst Tracker/Christopher Mcgratty
KBW
Christopher Mcgratty
Wall Street Analyst
★★★★★
#98
on 13Foresight · ranked by our own returns
80%
Success Rate
+11.2%
Average Return
70 of 87 calls profitable · +1.5% vs benchmark
S&P 500 (SPY)
🔒 3-year track record is Pro. Showing 1-year — upgrade.
📈 Across the calls we could measure, roughly 80% of Christopher Mcgratty's ratings turned a profit when each position was held for 1 year — averaging +11.2% per rating. These figures are computed by 13Foresight from historical prices, not supplied by the analyst.

Rating Distribution

103 Buy 85 Hold 0 Sell
Christopher's Stock Coverage 72 ratings · 2026-07-19
Company Date Position Consensus Price Target 1-Yr Return
USB
US Bancorp
Jul 17, 2026 HOLD Strong Buy
+0.2% avg upside
33 analysts
$66.00
4.46% Upside
+0.0%
BNY
Bank of New York Mellon
Jul 16, 2026 BUY Buy
-19.6% avg upside
27 analysts
$177.00
12.69% Upside
+0.0%
CFG
Citizens Financial
Jul 16, 2026 BUY Strong Buy
-0.1% avg upside
25 analysts
$90.00
24.31% Upside
-1.7%
MS
Morgan Stanley
Jul 16, 2026 BUY Buy
-15.4% avg upside
36 analysts
$250.00
16.00% Upside
-1.3%
MTB
M&T Bank
Jul 16, 2026 HOLD Buy
-10.6% avg upside
27 analysts
$250.00
0.28% Upside
·
C
Citigroup
Jul 14, 2026 BUY Strong Buy
-7.9% avg upside
37 analysts
$159.00
22.91% Upside
-2.9%
GS
Goldman Sachs Group
Jul 14, 2026 HOLD Buy
-18.8% avg upside
32 analysts
$1130.00
6.13% Upside
-6.6%
WFC
Wells Fargo
Jul 14, 2026 HOLD Buy
-3.4% avg upside
39 analysts
$94.00
7.44% Upside
+2.6%
JPM
JPMorgan Chase
Jul 14, 2026 BUY Strong Buy
-21.4% avg upside
46 analysts
$384.00
12.56% Upside
+0.1%
BAC
Bank of America
Jul 14, 2026 BUY Strong Buy
-14.5% avg upside
46 analysts
$70.00
14.21% Upside
+1.4%
FCNCA
First Citizens BancShares
Jul 09, 2026 HOLD Buy
+3.3% avg upside
17 analysts
$2300.00
8.30% Upside
+1.9%
WBS
Webster Financial
May 01, 2026 BUY Buy
-11.1% avg upside
30 analysts
$77.50
1.87% Upside
+5.8%
FSUN
FirstSun Capital Bancorp
Apr 30, 2026 BUY Strong Buy
+23.6% avg upside
5 analysts
$42.00
18.54% Upside
-0.8%
UMBF
UMB Financial
Apr 30, 2026 BUY Strong Buy
-8.2% avg upside
19 analysts
$150.00
2.74% Upside
+17.7%
CBC
Central Bancompany
Apr 29, 2026 HOLD Strong Buy
-5.6% avg upside
6 analysts
$28.00
11.59% Downside
+22.9%
FFBC
First Financial Bancorp
Apr 27, 2026 HOLD Buy
-10.7% avg upside
14 analysts
$34.00
4.78% Downside
+18.6%
COLB
Columbia Banking System
Apr 24, 2026 BUY Buy
-4.7% avg upside
18 analysts
$33.00
0.73% Downside
+12.9%
VLY
Valley National Bancorp
Apr 24, 2026 HOLD Strong Buy
-4.2% avg upside
24 analysts
$14.50
3.07% Downside
+14.5%
HBAN
Huntington Bancshares
Apr 24, 2026 HOLD Strong Buy
+2.8% avg upside
27 analysts
$19.50
6.83% Upside
+11.5%
BANC
Banc of California
Apr 24, 2026 BUY Strong Buy
-4.5% avg upside
18 analysts
$23.00
8.39% Upside
+13.8%
ASB
Associated Banc-Corp
Apr 24, 2026 HOLD Buy
-13.4% avg upside
19 analysts
$31.00
1.17% Downside
+17.2%
WAL
Western Alliance
Apr 23, 2026 BUY Strong Buy
+5.8% avg upside
27 analysts
$94.00
14.30% Upside
+2.9%
ONB
Old National Bancorp Capital
Apr 23, 2026 BUY Strong Buy
+0.8% avg upside
17 analysts
$28.00
4.68% Upside
+10.4%
EWBC
East West Bancorp
Apr 22, 2026 BUY Strong Buy
-16.2% avg upside
24 analysts
$140.00
4.07% Upside
+10.9%
WTFC
Wintrust Financial
Apr 22, 2026 HOLD Strong Buy
-6.8% avg upside
19 analysts
$162.00
1.44% Downside
+12.9%
ZION
Zions Bancorporation National Association
Apr 21, 2026 HOLD Hold
-12.2% avg upside
34 analysts
$67.00
7.22% Downside
+17.4%
TFC
Truist Financial
Apr 19, 2026 HOLD Buy
+4.9% avg upside
35 analysts
$53.00
0.89% Upside
+4.4%
RF
Regions Financial
Apr 17, 2026 HOLD Buy
-8.9% avg upside
32 analysts
$31.00
2.11% Downside
+16.3%
FHN
First Horizon
Apr 16, 2026 HOLD Buy
-10.7% avg upside
31 analysts
$26.00
0.83% Upside
+7.3%
PNC
PNC Financial
Apr 16, 2026 HOLD Strong Buy
+1.8% avg upside
28 analysts
$253.00
0.05% Upside
+14.9%
FLG
Flagstar Financial
Mar 26, 2026 BUY Buy
-1.7% avg upside
31 analysts
$16.00
7.37% Upside
+16.2%
KEY
KeyCorp
Jan 20, 2026 BUY Strong Buy
+0.4% avg upside
29 analysts
$24.00
2.00% Upside
+13.7%
FITB
Fifth Third Bancorp
Jan 20, 2026 HOLD Strong Buy
-9.1% avg upside
30 analysts
$55.00
5.25% Downside
+15.9%
NIC
Nicolet Bankshares
Dec 17, 2025 BUY Strong Buy
-16.3% avg upside
10 analysts
$165.00
2.80% Downside
+32.6%
MCBS
MetroCity Bankshares
Oct 20, 2025 HOLD Hold
-9.2% avg upside
3 analysts
$31.00
14.74% Downside
+45.6%
HOPE
Hope Bancorp
Jun 17, 2025 HOLD Buy
-1.7% avg upside
8 analysts
$12.00
12.74% Downside
+33.8%
CBSH
Commerce Bancshares
Jun 16, 2025 HOLD Hold
+3.2% avg upside
17 analysts
$66.66
12.69% Upside
-2.7%
CATY
Cathay General Bancorp
Jun 04, 2025 HOLD Buy
-23.3% avg upside
9 analysts
$51.00
18.59% Downside
+38.7%
FIBK
First Interstate Bancsystem
Apr 30, 2025 HOLD Hold
-11.6% avg upside
11 analysts
$29.00
26.00% Downside
+43.9%
OSBC
Old Second Bancorp
Apr 24, 2025 BUY Strong Buy
-3.2% avg upside
9 analysts
$22.00
6.87% Downside
+30.1%
FULT
Fulton Financial
Apr 16, 2025 HOLD Hold
-13.7% avg upside
12 analysts
$21.00
15.27% Downside
+39.6%
OFG
OFG Bancorp
Oct 29, 2024 BUY Buy
-4.7% avg upside
8 analysts
$49.00
2.10% Downside
-1.9%
INDB
Independent Bank
Oct 20, 2024 HOLD Buy
-3.5% avg upside
15 analysts
$65.00
23.04% Downside
+14.0%
AMTB
Amerant Bancorp
Jul 21, 2023 HOLD Buy
-2.6% avg upside
9 analysts
$23.00
12.12% Downside
+35.2%
FNB
F.N.B.
Dec 12, 2022 HOLD Strong Buy
-10.0% avg upside
18 analysts
$15.50
19.15% Downside
+1.0%
CBNK
Capital Bancorp
Dec 12, 2022 HOLD Buy
-8.0% avg upside
5 analysts
$26.00
27.53% Downside
-5.2%
IBCP
Independent Bank
Dec 12, 2022 HOLD Buy
+22.7% avg upside
10 analysts
$26.00
28.64% Downside
+0.6%
SHBI
Shore Bancshares
Dec 12, 2022 HOLD Buy
-5.1% avg upside
3 analysts
$22.00
5.01% Downside
-31.4%
HOMB
Home Bancshares
Dec 12, 2022 HOLD Buy
-1.7% avg upside
14 analysts
$28.00
9.30% Downside
+2.4%
BHB
Bar Harbor Bankshares
Dec 12, 2022 HOLD Strong Buy
-2.6% avg upside
6 analysts
$33.00
13.47% Downside
-7.9%
SBNY
Signature Bank
Oct 19, 2022 HOLD Strong Buy
+39667.4% avg upside
22 analysts
$185.00
42923.35% Upside
·
HWC
Hancock Whitney
Sep 07, 2021 BUY Strong Buy
-18.5% avg upside
17 analysts
$55.00
29.81% Downside
+8.2%
FRCB
First Republic Bank
Jul 13, 2021 BUY Buy
+31729066.7% avg upside
22 analysts
$225.00
74999899.94% Upside
·
HAFC
Hanmi Financial
Jan 16, 2019 HOLD Hold
-9.6% avg upside
11 analysts
$23.00
29.52% Downside
+0.9%
NBHC
National Bank Holdings
Jul 25, 2018 HOLD Buy
-7.5% avg upside
8 analysts
$39.00
16.10% Downside
-6.7%
FBK
FB Financial
Jul 30, 2017 HOLD Buy
-18.1% avg upside
14 analysts
$36.00
39.94% Downside
+24.2%
CCBG
Capital City Bank
Apr 04, 2017 HOLD Hold
-24.5% avg upside
6 analysts
$19.00
62.31% Downside
+20.6%
STBA
S&T Bancorp
Apr 04, 2017 HOLD Hold
-18.3% avg upside
10 analysts
$38.50
23.01% Downside
+21.5%
NBTB
NBT Bancorp
Apr 04, 2017 HOLD Buy
-5.9% avg upside
9 analysts
$39.50
24.79% Downside
+0.3%
CIVB
Civista Bancshares
Apr 04, 2017 BUY Buy
-9.7% avg upside
12 analysts
$24.00
15.84% Downside
+7.4%
CBU
Community Bank System
Apr 04, 2017 HOLD Buy
-11.2% avg upside
12 analysts
$52.50
23.79% Downside
+3.2%
CFFN
Capitol Federal Financial
Apr 04, 2017 HOLD Hold
+33.5% avg upside
5 analysts
$15.00
74.06% Upside
-9.3%
BBT
Beacon Financial Corporation
Apr 04, 2017 BUY Buy
+1.1% avg upside
12 analysts
$40.50
31.75% Upside
+10.6%
TSE:BMO
Bank Of Montreal
Mar 24, 2017 HOLD Buy
-18.4% avg upside
15 analysts
$147.28
42.23% Downside
·
TSE:CM
Canadian Bank of Commerce
Mar 24, 2017 HOLD Buy
-13.7% avg upside
16 analysts
$173.93
2.38% Upside
·
FHB
First Hawaiian
Dec 06, 2016 HOLD Sell
-7.2% avg upside
19 analysts
$31.00
5.76% Upside
-7.7%
DCOM
Dime Community Bancshares
Nov 08, 2016 HOLD Strong Buy
-12.3% avg upside
13 analysts
$28.00
30.48% Downside
+23.5%
CUBI
Customers Bancorp
May 03, 2016 HOLD Buy
-4.8% avg upside
15 analysts
$31.00
60.44% Downside
+24.0%
EFSC
Enterprise Financial Services
Apr 28, 2016 HOLD Strong Buy
-12.0% avg upside
7 analysts
$31.00
54.10% Downside
+59.0%
BUSE
First Busey
Dec 07, 2015 HOLD Buy
-7.6% avg upside
12 analysts
$23.00
23.27% Downside
+40.2%
PEBO
Peoples Bancorp
Oct 30, 2015 HOLD Buy
-12.1% avg upside
13 analysts
$23.50
40.43% Downside
+33.0%
GABC
German American Bancorp
Oct 29, 2014 BUY Strong Buy
-6.7% avg upside
9 analysts
$31.00
36.16% Downside
+11.1%
🔒 67 more ratings — with price targets, crowd consensus and our measured returns.
Free account unlocks every analyst's full coverage table.
Christopher Mcgratty — Frequently Asked Questions
How accurate are Christopher Mcgratty's stock ratings?
Based on the calls 13Foresight could measure, about 80% of Christopher's ratings were profitable over a one-year hold, with an average return of +11.2% per rating, or +1.5% versus the S&P 500. We score every analyst the same way, from historical prices. Each return is measured in the stock's own trading currency, so for non-US listings the S&P 500 comparison leaves out currency moves.
How is Christopher ranked on 13Foresight?
Christopher Mcgratty is currently ranked #98 with a 5-star rating. Our rank blends hit rate, average return versus the market, and how many calls we have to judge — so a long, consistent record outweighs a few lucky picks. It is our own calculation, updated daily.
Which stocks does Christopher cover?
Christopher most recently has ratings on USB, BNY, CFG, MS, MTB, C, GS, WFC, JPM, BAC, FCNCA, WBS and 60 more. See the full coverage table above for positions, price targets and our measured returns.
Where can I see other analyst ratings?
Browse the full analyst leaderboard to compare Wall Street analysts ranked by their measured performance, success rate and average return.

Disclaimer: 13Foresight compiles analyst ratings and price targets from publicly available sources. Performance metrics, rankings and star ratings shown here are calculated independently by 13Foresight from historical market prices and may differ from figures published elsewhere. This information may be incomplete, delayed or inaccurate, is provided for research and informational purposes only, and is not investment advice. The underlying ratings and opinions are those of the respective analysts and their firms; 13Foresight accepts no liability for any decisions made based on this data.